Safety & Trust
NRB Compliant
Smart Banking
Mangaldeep Smart
Mangaldeep Saving & Credit Co-operative Ltd. is a member-owned, community-centric financial cooperative established under the Cooperative Act of Nepal. We are dedicated to promoting regular saving habits, providing affordable credit access, and delivering seamless digital financial solutions.
With transparent operations, democratic governance, and top-tier financial security, Mangaldeep continues to empower families, small businesses, farmers, and entrepreneurs across Nepal.
Explore our range of comprehensive financial solutions designed to meet your every economic need.
Regular, Recurring & High Yield Fixed Deposit accounts tailored to grow your wealth.
Explore DepositsAffordable business, agriculture, education, emergency, and housing loan products.
Explore LoansFast and secure money transfer from worldwide and domestic banking networks.
View RemittanceComprehensive member life and health protection plans for peace of mind.
Learn InsuranceMangaldeep Smart Mobile App for 24/7 banking, balance check & transactions.
Get Mobile AppInstant payment for NEA electricity, Khanepani water, internet, and TV bills.
Pay BillsInter-cooperative and commercial bank inter-account instant money transfers.
Transfer FundsWe combine the warmth of a cooperative spirit with modern, secure, and technologically advanced financial products.
Legally registered and strictly compliant with cooperative regulations and governance standards.
Friendly, qualified banking professionals always dedicated to guiding and serving our members.
High return rates, reliable reserve funds, and audited institutional security for your money.
Speedy document processing, competitive interest rates, and customized repayment schedules.
Modern mobile app, QR code merchant payments, mobile top-ups, and 24/7 account access.
Dedicated helpline, WhatsApp banking assistance, and caring in-branch support.
"Dear Valued Members and Well-wishers, warm greetings from Mangaldeep Saving & Credit Co-operative Ltd. Since our inception, our prime objective has been to build an inclusive, ethical, and technologically modern financial sanctuary for all our members."
"In today's fast-evolving economic landscape, we are committed to upholding the highest standards of financial prudence, regulatory adherence, and member convenience. Together with our passionate board, management, and dedicated staff, we will continue expanding innovative savings, credit, and digital banking experiences for our community."
Mangaldeep was founded with the conviction that community cooperative banking can transform grassroots livelihoods. Over nearly two decades, we have evolved into one of the most reliable and tech-progressive cooperatives in the valley.
Established in 2065 B.S. with 25 visionary founding members, Mangaldeep has grown into a premier multi-branch cooperative holding over NPR 1.42 Arba in deposits.
To become the most preferred, technologically innovative, and sustainable financial cooperative in Nepal, known for integrity and member enrichment.
To offer high-yielding deposit schemes, affordable credit facilities, seamless digital tools, and financial literacy to promote economic self-reliance.
Transparency, Mutual Cooperation, Member Centricity, Financial Prudence, Professional Integrity, and Social Responsibility.
Explore all-in-one financial services structured to fulfill personal, business, agricultural, and digital banking goals.
Competitive interest rates, zero hidden charges, and various term deposit plans for individuals and enterprises.
Fast-track loan approval with transparent interest, simple documentation, and flexible amortization tenure.
Receive money instantly from Gulf countries, Japan, Korea, USA, Europe, Australia, and all over Nepal.
Experience futuristic mobile banking with Fonepay QR integration, fund transfer, and instant bill payment.
Standee QR setup for retail shops, cafes, supermarkets, and local businesses with voice-box alert compatibility.
Pay your household electricity, water, internet, school fees, traffic fines, and television recharge with a single tap.
Empowering small and medium enterprises with working capital, inventory financing, and shop expansion credit.
Subsidized credit for organic farming, dairy farming, poultry, greenhouse equipment, and irrigation.
Financing for higher studies in medical, engineering, IT, management in Nepal or abroad.
Quick financial aid for urgent medical treatments, hospitalization, and unforeseen emergencies within 24 hours.
Build, purchase, or renovate your dream house with extended repayment tenures up to 15 years.
Hassle-free financing for commercial transport vehicles, electric vehicles (EV), private cars, or two-wheelers.
Attractive interest returns credited quarterly into your account with zero maintenance hidden fees.
General liquid saving scheme suitable for daily transactions with free mobile banking and cheque book.
A dedicated scheme for minors (under 16) to secure their education and dreams with bonus birthday gifts.
Empowering female entrepreneurs and homemakers with high interest and priority micro-credit options.
Special honor scheme for members aged 58 and above with doorstep service facility and premium returns.
Lock your funds from 3 months to 5 years and earn guaranteed, compounding high returns.
Deposit a fixed monthly amount systematically and build a handsome lumpsum corpus over time.
Carry Mangaldeep wherever you go. Our high-security mobile application gives you instant control over all financial transactions from your smartphone.
Full control over savings, statement, and deposits.
Pay at over 500,000+ merchant outlets across Nepal.
Electricity, Khanepani, TV, Internet, Top-up.
Fingerprint, Face ID login, and dual OTP security.
Immediate SMS notification on every transaction.
Transfer funds to any commercial bank in Nepal.
Notice regarding the organization of the 16th Annual General Meeting for all honorable shareholder members.
Effective from Falgun 1st, updated interest rates for Fixed Deposits, Regular Savings, and Business Loans.
Publication of unaudited 2nd Quarter financial performance and key financial ratios as per regulatory guidelines.
Organizing our annual blood donation camp in technical collaboration with Nepal Red Cross Society.
Event Details
Interactive workshop teaching digital security, QR payments, and prudent investment methods to local youth.
Event Details
Skill enhancement program for female cooperative members on bookkeeping, handicrafts, and packaging.
Event DetailsGlimpses of our AGMs, community programs, training sessions, and branch inaugurations.
Real experiences from valued members who have partnered with Mangaldeep for business expansion and family security.
"Taking a business loan from Mangaldeep was the turning point for my retail store in Lalitpur. The documentation was fast, transparent, and staff members guided me at every step. Today, my store has tripled in size!"
"I have opened a Child Future Saving account for my daughter and a Nari Shakti saving for myself. The returns are dependable and the Mangaldeep Smart mobile app makes paying utility bills effortless."
"Receiving remittance sent by my son in UAE is smooth and fee-free right into my savings account. Whenever I visit the head office, the warm hospitality of the staff makes me proud to be a member."
Find quick answers to common queries regarding membership, savings, loan processing, and digital banking.
Have more specific questions? Contact our Support Team for more details.