/* ================================================================
   Main Styles - Lamosanghu Saving & Credit Cooperative Society Ltd.
   ================================================================ */

* { scroll-behavior: smooth; }
html { scroll-padding-top: 100px; }
body { font-family: var(--font-body); background: var(--bg-soft); color: var(--gray-800); line-height: 1.65; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }

::selection { background: rgba(46,125,50,0.15); color: var(--primary-dark); }

/* ===== Scrollbar ===== */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--bg-soft); }
::-webkit-scrollbar-thumb { background: linear-gradient(180deg, var(--primary-green), var(--secondary-green)); border-radius: 20px; }
::-webkit-scrollbar-thumb:hover { background: var(--primary-dark); }

/* ===== Typography Scale ===== */
h1,h2,h3,h4,h5,h6 { font-family: var(--font-heading); color: var(--gray-900); font-weight: 700; line-height: 1.2; letter-spacing: -0.02em; }
h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.4rem); }

/* ===== Shared Header Wrapper (Sticky on All Pages) ===== */
#lamo-header-placeholder { position: sticky; top: 0; z-index: 1050; }

/* Collapse the top info bar + big logo once scrolled so only the nav stays pinned */
#lamo-header-placeholder .top-bar,
#lamo-header-placeholder .logo-section { max-height: 500px; overflow: hidden; transition: max-height 0.45s ease, padding 0.45s ease, opacity 0.35s ease; }
#lamo-header-placeholder.lamo-header-scrolled .top-bar,
#lamo-header-placeholder.lamo-header-scrolled .logo-section { max-height: 0; padding-top: 0; padding-bottom: 0; opacity: 0; }

/* ===== Top Bar ===== */
.top-bar { background: linear-gradient(90deg, var(--primary-dark), var(--primary-green)); color: #fff; font-size: 0.85rem; padding: 0.5rem 0; }
.top-bar a { color: rgba(255,255,255,0.9); text-decoration: none; transition: color var(--transition-fast); }
.top-bar a:hover { color: #fff; text-decoration: underline; text-underline-offset: 3px; }

/* ===== Working Status Badge (Open Now / Closed Now) ===== */
.working-status-badge { display: inline-flex; align-items: center; gap: 0.45rem; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.2); border-radius: 50px; padding: 0.3rem 0.85rem; font-weight: 600; font-size: 0.78rem; color: #fff; letter-spacing: 0.03em; }
.working-status-badge .status-dot { width: 8px; height: 8px; border-radius: 50%; background: #f87171; display: inline-block; flex-shrink: 0; animation: statusPulse 2s ease-in-out infinite; transition: background 0.3s; }
.working-status-badge.status-open { background: rgba(74,222,128,0.15); border-color: rgba(74,222,128,0.4); }
.working-status-badge.status-open .status-dot { background: #4ade80; }
.working-status-badge.status-closed { background: rgba(248,113,113,0.15); border-color: rgba(248,113,113,0.4); }
.working-status-badge.status-closed .status-dot { background: #f87171; }
.working-status-badge .status-sublabel { font-weight: 400; opacity: 0.8; font-size: 0.72rem; display: inline; }
@keyframes statusPulse { 0%,100% { opacity: 1; } 50% { opacity: 0.45; } }

/* ===== Logo Section ===== */
.logo-section { background: #fff; padding: 1.75rem 0 1.25rem; text-align: center; border-bottom: 1px solid var(--gray-200); }
.logo-section img { max-height: 160px; width: auto; margin-bottom: 0.5rem; filter: drop-shadow(0 4px 10px rgba(46,125,50,0.15)); }
.lamo-logo-img { max-height: 160px !important; width: auto; transition: transform 0.3s ease; }
.lamo-logo-img:hover { transform: scale(1.02); }
.logo-text h1 { font-family: var(--font-heading); font-size: 1.35rem; font-weight: 700; color: var(--primary-dark); letter-spacing: 0.03em; }
.logo-text .nepali { font-family: 'Noto Sans Devanagari', 'Noto Serif Devanagari', 'Mangal', sans-serif; font-size: 1.1rem; color: var(--primary-green); font-weight: 600; letter-spacing: 0.02em; }

/* ===== Navigation ===== */
.md-navbar { background: linear-gradient(135deg, var(--primary-green), var(--secondary-green)); padding: 0; box-shadow: 0 4px 20px rgba(46,125,50,0.25); position: sticky; top: 0; z-index: 1050; }
.md-navbar .md-nav-inner { display: flex; align-items: center; justify-content: center; flex-wrap: nowrap; }
.md-navbar .md-nav-list { display: flex; flex-direction: row; flex-wrap: nowrap; align-items: center; list-style: none; padding: 0; margin: 0; gap: 0; }
.md-navbar .md-nav-list .md-item { position: relative; }
.md-navbar .md-nav-list .md-link { color: rgba(255,255,255,0.92) !important; font-family: var(--font-heading); font-weight: 500; font-size: 0.88rem; padding: 0.95rem 0.7rem !important; position: relative; transition: color var(--transition-fast); letter-spacing: 0.01em; white-space: nowrap; text-decoration: none; display: inline-block; }
.md-navbar .md-nav-list .md-link::after { content: ''; position: absolute; bottom: 0.6rem; left: 0.7rem; right: 0.7rem; height: 2px; background: #fff; transform: scaleX(0); transform-origin: right; transition: transform var(--transition-base); border-radius: 2px; }
.md-navbar .md-nav-list .md-link:hover { color: #fff !important; }
.md-navbar .md-nav-list .md-link:hover::after,
.md-navbar .md-nav-list .md-link.active::after { transform: scaleX(1); transform-origin: left; }
.md-navbar .md-nav-list .md-link.active { color: #fff !important; background: rgba(255,255,255,0.12); border-radius: var(--radius-sm); }
/* Dropdown */
.md-navbar .md-dropdown { position: relative; }
.md-navbar .md-dropdown-menu { position: absolute !important; top: 100% !important; left: 0 !important; min-width: 220px; background: #fff !important; border: none !important; box-shadow: 0 20px 40px rgba(0,0,0,0.18) !important; border-radius: 12px !important; padding: 0.5rem 0 !important; list-style: none !important; display: none !important; z-index: 9999 !important; animation: fadeUp 0.25s ease-out; margin: 0 !important; opacity: 1 !important; visibility: hidden; transition: visibility 0.1s; }
.md-navbar .md-dropdown:hover > .md-dropdown-menu { visibility: visible !important; }
.md-navbar .md-dropdown-menu .md-dd-item { color: var(--gray-800); font-family: var(--font-body); font-weight: 500; padding: 0.65rem 1.25rem; transition: all 0.15s; text-decoration: none; display: block; }
.md-navbar .md-dropdown-menu .md-dd-item:hover { background: var(--light-green); color: var(--primary-green); }
/* Hover-to-open dropdowns (desktop only) */
@media (min-width: 992px) {
  .md-navbar .md-dropdown:hover > .md-dropdown-menu { display: block !important; visibility: visible !important; }
  .md-navbar .md-dropdown:hover > .md-link::after { transform: scaleX(1); transform-origin: left; }
}
/* Mobile: hide desktop menu below lg, show toggler */
.md-navbar .md-toggler { display: none; background: transparent; border: none; color: #fff; padding: 0.5rem 0.75rem; font-size: 1.5rem; cursor: pointer; }
@media (max-width: 991.98px) {
  .md-navbar .md-toggler { display: inline-flex; align-items: center; }
  .md-navbar .md-nav-list { display: none; width: 100%; flex-direction: column; align-items: stretch; padding: 0.5rem 0; }
  .md-navbar .md-nav-list.is-open { display: flex; }
  .md-navbar .md-nav-list .md-link { padding: 0.75rem 1rem !important; display: block; }
  .md-navbar .md-dropdown-menu { position: static; box-shadow: none; background: rgba(0,0,0,0.18); border-radius: 0; min-width: 0; }
  .md-navbar .md-dropdown.is-open > .md-dropdown-menu { display: block; }
  .md-navbar .md-nav-inner { justify-content: space-between; }
}

/* ===== Hero Slider ===== */
.hero-slider .carousel-item { height: 100vh; min-height: 580px; position: relative; }
.hero-slider .carousel-item img { object-fit: cover; width: 100%; height: 100%; filter: brightness(0.65); }
.hero-slider .carousel-caption { bottom: 25%; left: 10%; right: 10%; text-align: left; padding: 0; background: none; max-width: 800px; }
.hero-slider .carousel-caption h2 { font-family: var(--font-heading); font-weight: 700; color: #fff; font-size: clamp(2.6rem, 5vw, 4rem); text-shadow: 0 4px 30px rgba(0,0,0,0.35); line-height: 1.15; letter-spacing: -0.03em; margin-bottom: 1rem; }
.hero-slider .carousel-caption p { color: rgba(255,255,255,0.92); font-size: 1.15rem; max-width: 560px; line-height: 1.6; margin-bottom: 1.5rem; text-shadow: 0 2px 10px rgba(0,0,0,0.25); }
.hero-slider .carousel-indicators [data-bs-target] { width: 12px; height: 12px; border-radius: 50%; background: rgba(255,255,255,0.5); border: 2px solid rgba(255,255,255,0.3); margin: 0 6px; }
.hero-slider .carousel-indicators .active { background: #fff; border-color: #fff; width: 30px; border-radius: 10px; }

/* Glass overlay on hero text */
.hero-glass { background: rgba(255,255,255,0.05); backdrop-filter: blur(2px); border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius-lg); padding: 2rem 2.5rem; display: inline-block; }

/* ===== Section Headers ===== */
.section-header { text-align: center; margin-bottom: 3.5rem; }
.section-header span { display: inline-block; font-family: var(--font-heading); font-weight: 600; font-size: 0.8rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--primary-green); margin-bottom: 0.5rem; }
.section-header h2 { margin-bottom: 0.75rem; }
.section-header p { color: var(--gray-500); max-width: 520px; margin: 0 auto; font-size: 1.05rem; }

/* ===== Cards ===== */
.card-modern { background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--gray-200); box-shadow: var(--shadow-md); transition: all var(--transition-base); overflow: hidden; }
.card-modern:hover { transform: translateY(-8px); box-shadow: var(--shadow-xl); border-color: var(--light-green); }
.card-modern .card-img-top { height: 200px; object-fit: cover; transition: transform 0.5s ease; }
.card-modern:hover .card-img-top { transform: scale(1.05); }
.card-icon-wrap { width: 60px; height: 60px; border-radius: var(--radius-md); background: linear-gradient(135deg, var(--light-green), #fff); display: flex; align-items: center; justify-content: center; font-size: 1.4rem; color: var(--primary-green); box-shadow: 0 4px 12px rgba(46,125,50,0.1); }

/* ===== Service Cards ===== */
.service-card { position: relative; overflow: hidden; border-radius: var(--radius-lg); background: #fff; border: 1px solid var(--gray-200); box-shadow: var(--shadow-md); transition: all var(--transition-base); }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--primary-green), var(--secondary-green), var(--accent-green)); transform: scaleX(0); transform-origin: left; transition: transform 0.4s ease; z-index: 2; }
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-xl); }
.service-card:hover::before { transform: scaleX(1); }

/* ===== App Store Buttons (Disabled) ===== */
.app-store-btn { display: inline-flex !important; align-items: center; gap: 0.6rem; background: #000 !important; color: #fff !important; padding: 0.65rem 1.2rem; border-radius: 10px; text-decoration: none !important; font-family: var(--font-body); min-width: 165px; opacity: 0.5; cursor: not-allowed; pointer-events: auto; transition: all 0.2s ease; box-shadow: 0 4px 12px rgba(0,0,0,0.2); }
.app-store-btn:hover { opacity: 0.65; transform: none; background: #000 !important; color: #fff !important; }
.app-store-btn:active { transform: none !important; }
.app-store-btn svg { flex-shrink: 0; }

/* ===== Statistics ===== */
.stats-section { background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-green) 100%); color: #fff; padding: 5rem 0; position: relative; overflow: hidden; }
.stats-section::before { content: ''; position: absolute; top: -50%; left: -50%; width: 200%; height: 200%; background: radial-gradient(circle at 30% 30%, rgba(255,255,255,0.08) 0%, transparent 40%), radial-gradient(circle at 70% 70%, rgba(255,255,255,0.06) 0%, transparent 40%); pointer-events: none; }
.stat-item h3 { font-family: var(--font-heading); font-size: 2.5rem; font-weight: 700; color: #fff; margin-bottom: 0.25rem; }
.stat-item p { color: rgba(255,255,255,0.85); font-size: 0.95rem; text-transform: uppercase; letter-spacing: 0.05em; font-weight: 500; }

/* ===== Notice Cards ===== */
.notice-card { background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--gray-200); box-shadow: var(--shadow-sm); padding: 1.5rem; transition: all var(--transition-base); display: flex; flex-direction: column; }
.notice-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: var(--light-green); }
.notice-badge { display: inline-block; font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; padding: 0.2rem 0.7rem; border-radius: 50px; background: var(--light-green); color: var(--primary-dark); margin-bottom: 0.75rem; }

/* ===== Event Cards ===== */
.event-card { background: #fff; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); transition: all var(--transition-base); border: 1px solid var(--gray-200); }
.event-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-xl); }
.event-date-box { background: var(--primary-green); color: #fff; padding: 0.5rem 0.8rem; text-align: center; border-radius: var(--radius-sm); min-width: 60px; }
.event-date-box span { display: block; font-family: var(--font-heading); font-weight: 700; font-size: 1.1rem; line-height: 1; }
.event-date-box small { font-size: 0.7rem; text-transform: uppercase; opacity: 0.9; }

/* ===== Gallery ===== */
.gallery-item { position: relative; overflow: hidden; border-radius: var(--radius-lg); box-shadow: var(--shadow-md); }
.gallery-item img { width: 100%; height: 260px; object-fit: cover; transition: transform 0.5s ease; }
.gallery-item:hover img { transform: scale(1.08); }
.gallery-overlay { position: absolute; inset: 0; background: linear-gradient(0deg, rgba(27,67,50,0.65) 0%, rgba(27,67,50,0) 60%); opacity: 0; transition: opacity 0.3s; display: flex; align-items: flex-end; padding: 1rem; }
.gallery-item:hover .gallery-overlay { opacity: 1; }

/* ===== Download Cards ===== */
.download-card { background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 1.5rem; box-shadow: var(--shadow-sm); transition: all var(--transition-base); text-align: center; }
.download-card:hover { box-shadow: var(--shadow-xl); transform: translateY(-4px); border-color: var(--light-green); }
.download-icon { width: 64px; height: 64px; margin: 0 auto 1rem; border-radius: var(--radius-full); background: linear-gradient(135deg, var(--light-green), #fff); display: flex; align-items: center; justify-content: center; font-size: 1.6rem; color: var(--primary-green); box-shadow: 0 6px 14px rgba(46,125,50,0.1); }

/* ===== FAQ ===== */
.faq-accordion .accordion-button { font-family: var(--font-heading); font-weight: 600; font-size: 0.95rem; color: var(--gray-800); padding: 1rem 1.25rem; border: none; background: #fff; border-bottom: 1px solid var(--gray-200); border-radius: 0 !important; box-shadow: none !important; }
.faq-accordion .accordion-button:not(.collapsed) { background: var(--light-green); color: var(--primary-dark); }
.faq-accordion .accordion-button::after { background-size: 1.2em; }
.faq-accordion .accordion-item { border: 1px solid var(--gray-200); border-radius: var(--radius-md); overflow: hidden; margin-bottom: 0.75rem; background: #fff; }

/* ===== Footer ===== */
.footer-main { background: linear-gradient(180deg, #122A22 0%, #0f241c 100%); color: #fff; padding: 5rem 0 2rem; }
.footer-main a { color: rgba(255,255,255,0.8); text-decoration: none; transition: color var(--transition-fast); }
.footer-main a:hover { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.footer-bottom { background: #0a1d16; padding: 1rem 0; color: rgba(255,255,255,0.5); font-size: 0.85rem; }

/* ===== Back to Top ===== */
#backToTop { position: fixed; bottom: 2rem; right: 2rem; z-index: 1040; width: 48px; height: 48px; border-radius: var(--radius-full); background: linear-gradient(135deg, var(--primary-green), var(--secondary-green)); color: #fff; border: none; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; box-shadow: 0 8px 20px rgba(46,125,50,0.3); opacity: 0; pointer-events: none; transition: all var(--transition-base); }
#backToTop.show { opacity: 1; pointer-events: auto; }
#backToTop:hover { transform: translateY(-3px); box-shadow: 0 12px 25px rgba(46,125,50,0.4); }

/* ===== Progress Bar ===== */
#progressBar { position: fixed; top: 0; left: 0; height: 3px; background: linear-gradient(90deg, var(--primary-green), var(--secondary-green), var(--accent-green)); z-index: 1100; width: 0%; transition: width 0.05s linear; }

/* ===== Hero Slider Enhancements ===== */
.hero-slide { min-height: 520px; background-size: cover; background-position: center; position: relative; }
.hero-slide-1 { background: linear-gradient(135deg, #14532d 0%, #166534 35%, #15803d 70%, #16a34a 100%); }
.hero-slide-2 { background: linear-gradient(135deg, #134e4a 0%, #0f766e 40%, #14b8a6 100%); }
.hero-slide-3 { background: linear-gradient(135deg, #4c0519 0%, #7f1d1d 45%, #b91c1c 100%); }
.hero-slide-inner { display: flex; align-items: center; justify-content: center; min-height: 520px; text-align: center; }
.hero-slide-content { max-width: 780px; color: #fff; padding: 30px 20px; }
.hero-slide-logo { max-width: 110px; margin-bottom: 18px; border-radius: 14px; background: rgba(255,255,255,.95); padding: 8px; box-shadow: 0 8px 24px rgba(0,0,0,.25); }
.hero-slide-content h1 { font-size: clamp(1.8rem, 4vw, 3.2rem); font-weight: 800; margin-bottom: .35rem; text-shadow: 0 2px 12px rgba(0,0,0,.25); }
.hero-slide-content h2 { font-size: clamp(1rem, 2.2vw, 1.5rem); font-weight: 600; opacity: .95; margin-bottom: .9rem; }
.hero-slide-content p { font-size: 1.05rem; opacity: .9; margin-bottom: 1.4rem; }
.hero-eyebrow { display: inline-block; background: rgba(255,255,255,.18); border: 1px solid rgba(255,255,255,.35); border-radius: 999px; padding: .3rem 1.1rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; font-size: .8rem; margin-bottom: 1rem; }
.hero-slide-content .btn { border-radius: 999px; }
.carousel-indicators [data-bs-target] { width: 34px; height: 5px; border-radius: 999px; }
.hero-slider .carousel-control-prev-icon, .hero-slider .carousel-control-next-icon { filter: drop-shadow(0 2px 6px rgba(0,0,0,.3)); }
@media (max-width: 767px){ .hero-slide, .hero-slide-inner { min-height: 440px; } }

/* ===== Why Choose Us ===== */
.why-us { background: linear-gradient(135deg, #14532d, #166534 55%, #15803d); }
.why-card { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: 18px; padding: 28px 22px; height: 100%; text-align: center; color: #fff; backdrop-filter: blur(6px); transition: transform .3s ease, background .3s ease; }
.why-card:hover { transform: translateY(-6px); background: rgba(255,255,255,.13); }
.why-icon { width: 64px; height: 64px; margin: 0 auto 16px; border-radius: 50%; background: rgba(255,255,255,.16); display: flex; align-items: center; justify-content: center; font-size: 1.6rem; color: #fff; }
.why-card h5 { font-weight: 700; margin-bottom: .5rem; }
.why-card p { font-size: .9rem; opacity: .85; margin: 0; }

/* ===== Footer Polish ===== */
.footer-logo { max-height: 90px; width: auto; background: #fff; border-radius: 12px; padding: 6px 10px; }
.footer-social a { width: 38px; height: 38px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; background: rgba(255,255,255,.08); color: #fff; margin-right: 6px; transition: background .25s, transform .25s; }
.footer-social a:hover { background: #16a34a; transform: translateY(-3px); color: #fff; }
.footer-contact li { margin-bottom: 8px; color: rgba(255,255,255,.75); }
.footer-contact a { color: rgba(255,255,255,.75); text-decoration: none; }
.footer-contact a:hover { color: #fff; }
.footer-title { color: #fff; font-weight: 700; margin-bottom: 1rem; position: relative; padding-bottom: .5rem; }
.footer-title::after { content: ""; position: absolute; left: 0; bottom: 0; width: 42px; height: 3px; border-radius: 3px; background: linear-gradient(90deg, #16a34a, #4ade80); }
.footer-links li { margin-bottom: 6px; }
.footer-links a { color: rgba(255,255,255,.75); text-decoration: none; transition: color .2s, padding-left .2s; }
.footer-links a:hover { color: #4ade80; padding-left: 4px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding-top: 18px; margin-top: 24px; }

/* ===== Animated Stats Highlight ===== */
.stats-highlight { background: linear-gradient(180deg, #f8fbf9 0%, #f8fbf9 100%); position: relative; overflow: hidden; }

/* ============ Section Heading (stats section) ============ */
.section-eyebrow { display: inline-block; font-family: var(--font-heading); font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.22em; color: var(--primary-green); background: rgba(46, 125, 50, 0.1); padding: 0.4rem 1.1rem; border-radius: 50rem; margin-bottom: 0.85rem; }
.section-title { font-family: var(--font-heading); font-size: 2.15rem; font-weight: 800; color: var(--primary-dark); margin-bottom: 0.6rem; }
.section-subtitle { font-size: 1rem; margin-bottom: 0.9rem; }
.section-divider { width: 72px; height: 4px; border-radius: 4px; margin: 0 auto; background: linear-gradient(90deg, var(--primary-green), var(--secondary-green)); }
.stat-currency { font-size: 1rem; font-weight: 600; opacity: 0.9; margin-right: 2px; vertical-align: baseline; }
.py-lg-6 { padding-top: 4.5rem; padding-bottom: 4.5rem; }
@media (max-width: 575.98px) {
  .section-title { font-size: 1.6rem; }
  .py-lg-6 { padding-top: 3rem; padding-bottom: 3rem; }
}
.stats-highlight::before { content: ""; position: absolute; inset: 0; background: radial-gradient(1200px 400px at 50% -100px, rgba(46,125,50,0.08), transparent 70%); pointer-events: none; }
.stat-card { position: relative; border-radius: var(--radius-lg); padding: 2rem 1.5rem; height: 100%; color: #fff; overflow: hidden; box-shadow: 0 16px 40px rgba(0, 0, 0, 0.16); transition: transform 0.35s ease, box-shadow 0.35s ease; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; min-height: 190px; }
.stat-card::before { content: ""; position: absolute; top: -60px; right: -60px; width: 160px; height: 160px; border-radius: 50%; background: rgba(255,255,255,0.12); transition: transform 0.5s ease; }
.stat-card::after { content: ""; position: absolute; bottom: -40px; left: -40px; width: 120px; height: 120px; border-radius: 50%; background: rgba(255,255,255,0.07); transition: transform 0.5s ease; }
.stat-card:hover { box-shadow: 0 26px 55px rgba(0, 0, 0, 0.22); }
.stat-card:hover::before { transform: scale(1.25); }
.stat-card:hover::after { transform: scale(1.3); }
.stat-card-capital { background: linear-gradient(135deg, #0f766e 0%, #14b8a6 100%); }
.stat-card-members { background: linear-gradient(135deg, #166534 0%, #22c55e 100%); }
.stat-card-loan { background: linear-gradient(135deg, #b45309 0%, #f59e0b 100%); }
.stat-card-deposit { background: linear-gradient(135deg, #15803d 0%, #22c55e 100%); }
.stat-card-assets { background: linear-gradient(135deg, #9d174d 0%, #db2777 100%); }
.stat-card-icon { width: 60px; height: 60px; border-radius: 50%; background: rgba(255,255,255,0.16); border: 1px solid rgba(255,255,255,0.28); display: flex; align-items: center; justify-content: center; font-size: 1.7rem; margin-bottom: 0.9rem; box-shadow: 0 8px 20px rgba(0,0,0,0.12); position: relative; z-index: 1; transition: transform 0.35s ease; }
.stat-card:hover .stat-card-icon { transform: scale(1.1) rotate(-6deg); }
.stat-card-label { font-family: var(--font-heading); font-size: 0.85rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(255,255,255,0.88); margin-bottom: 0.4rem; position: relative; z-index: 1; }
.stat-card-value { font-family: var(--font-heading); font-size: 2.1rem; font-weight: 800; line-height: 1.15; letter-spacing: 0.01em; position: relative; z-index: 1; text-shadow: 0 2px 12px rgba(0,0,0,0.18); }
.stat-card-value .counter, .stat-card-value .counter-value { display: inline-block; }
@media (max-width: 575.98px) {
  .stat-card { padding: 1.4rem 1rem; min-height: 168px; }
  .stat-card-value { font-size: 1.5rem; }
  .stat-card-icon { width: 50px; height: 50px; font-size: 1.35rem; margin-bottom: 0.7rem; }
}

/* ===== Section Spacing Enhancements ===== */
.section-padding { padding-top: 4.75rem; padding-bottom: 4.75rem; }
.page-content > section { margin-bottom: 0; }
.page-content > .section-padding + .section-padding { margin-top: 0.75rem; }
@media (max-width: 575.98px) { .section-padding { padding-top: 3.25rem; padding-bottom: 3.25rem; } }

/* ===== Member Application Modal ===== */
.member-modal .member-modal-content { border: none; border-radius: 16px; overflow: hidden; box-shadow: 0 25px 60px rgba(0,0,0,0.25); }
.member-modal .member-modal-header { background: linear-gradient(135deg, var(--primary-dark), var(--primary-green)); border-bottom: 1px solid rgba(255,255,255,0.1); padding: 1.25rem 1.5rem; }
.member-modal-icon { width: 44px; height: 44px; border-radius: 12px; background: rgba(255,255,255,0.15); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; color: #fff; flex-shrink: 0; }
.member-modal .form-control,
.member-modal .form-select { border-radius: 10px; border: 1px solid var(--gray-300); padding: 0.6rem 0.85rem; transition: all var(--transition-fast); }
.member-modal .form-control:focus,
.member-modal .form-select:focus { border-color: var(--primary-green); box-shadow: 0 0 0 0.2rem rgba(46,125,50,0.12); }
.member-modal .form-check-input:checked { background-color: var(--primary-green); border-color: var(--primary-green); }
.member-modal .form-check-input:focus { box-shadow: 0 0 0 0.2rem rgba(46,125,50,0.12); }
.member-modal .form-label { color: var(--gray-800); margin-bottom: 0.35rem; }
.member-modal .member-modal-footer { background: var(--bg-soft); border-top: 1px solid var(--gray-200); padding: 1rem 1.5rem; }
.member-modal .btn-primary-custom { background: linear-gradient(135deg, var(--primary-green), var(--secondary-green)); border: none; color: #fff; font-weight: 600; transition: all var(--transition-fast); }
.member-modal .btn-primary-custom:hover { transform: translateY(-2px); box-shadow: 0 6px 16px rgba(46,125,50,0.3); background: linear-gradient(135deg, var(--primary-dark), var(--primary-green)); }
.member-modal .invalid-feedback { font-size: 0.78rem; }
.member-modal .alert-success { border-radius: 10px; }

/* ===== Become a Member Nav Button ===== */
.md-navbar .md-link.member-modal-trigger { background: rgba(255,255,255,0.15); border: 1px solid rgba(255,255,255,0.35); border-radius: 50px; padding: 0.55rem 1.3rem !important; margin: 0.45rem 0 0.45rem 0.5rem; font-weight: 600; transition: all var(--transition-fast); }
.md-navbar .md-link.member-modal-trigger:hover { background: #fff; color: var(--primary-green) !important; box-shadow: 0 4px 14px rgba(0,0,0,0.15); }
.md-navbar .md-link.member-modal-trigger::after { display: none; }
@media (max-width: 991.98px) {
  .md-navbar .md-link.member-modal-trigger { display: inline-block; margin: 0.5rem 1rem; text-align: center; }
}